Payments not required for 6 months on any approved purchase of $299 or more. Offer is subject to credit approval by Monogram Credit Card Bank of Georgia. Applies to any purchase made between {ENTER PROMOTIONAL PERIOD DATES HERE} made on a Shaw consumer credit card account. No finance charges assessed and no monthly payments will be required on the promotional purchase amount (excluding optional debt cancellation charges) if you pay this amount in full by payment due date as shown on your 6th billing statement. If you do not, finance charges will be assessed on the promotional purchase amount from the date of the purchase, and minimum monthly payments will be required on the balance of the amount. If minimum monthly payments on any other balances on your account (including optional debt cancellation charged) are not paid when due, all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases and, after promotion ends, to your promotional purchases. Variable APR is 23.85% as of 11/17/03 (In PR, fixed APR is 24.60%). Except in PR, Fixed APR of 24.75% applies if the minimum monthly payment is not made within one month of the payment due date. Minimum finance charge is $1 ($0 in PR).